Blog Posts

1. Have a monthly budget You’ve heard it time and time again but here’s another reminder to budget. It’s so important to know what you...

https://www.instagram.com/reel/CfDEXVYrurI/?igshid=YmMyMTA2M2Y= Money Tip: Have an emergency fund for unexpected expenses 👉🏼You can...

Money Tip: Increase your 401K or IRA contribution by at least 1% every year 👉🏼Even better, have your 401K/IRA setup where it...

Money Tip: Checking your bank account every now and then is not budgeting. 👉🏼Even if you have loads of money, you still should know...

Money Tip: Having a list and plan before you go to the grocery store will save a lot of money and time. 👉🏼When you go to the grocery...

Money Tip: Good money management is more about self-discipline than financial literacy. 👉🏼Don’t use the excuse “I’m just terrible with...

Money Tip: Your debt-to-income ratio should be 36% or lower 👉🏼Your debt-to-income ratio is essentially the percentage of your gross...

I know yall have heard this before but don’t buy a brand new car! 👉🏼Obvious but….. They are more expensive. I know the new smell is...

Ask yourself before you buy clothes or any non-essential, do I actually LOVE LOVE this? 👉🏼If I actually calculated how much I spent on...

Have at least $1,000 in your savings! Here's what you need to do. 👉🏼First thing you are going to do is have a money meeting with...

Money Tip: Get a side hustle. Below are a few ideas: 👉🏼If you have extra space in your garage, in your building, in your house, etc you...

.....the quick version. 👉🏼A lot of self-discipline. I said no to a lot of things. 👉🏼No spend months. Normally I do them in January...

👉🏼Fun money is for things like fun TJ Maxx runs, Starbucks treats, a night out with the girl, etc. 👉🏼I think it’s important to budget...

Money Tip No No’s 👉🏼Buy a brand new car. Instead buy a car with 60,000 miles or less. A brand new car loses 9-11% of it’s value...

👉🏼Start with a $1,000 emergency fund. This should be your very first step even before paying off debt. 👉🏼If you don’t have an...

👉🏼Saving for a big purchase gives you time to think about if you really need it or really want it. 👉🏼It prevents you from putting it...

Before you come at me here me out. 👉🏼Credit cards are a temptation. If you take away the temptation, you’re likely to stay out of...